Unfortunately, tens of thousands (if not hundreds of thousands) of credit card numbers and data are stolen each year. The criminals charge up thousands of dollars on each card stolen. Learn how to be on guard for credit card fraud and stop from becoming a victim.
Identity theft is a rampant problem which can cost you many hours if you become a victim. Cleaning up your credit and fixing the problems caused by an identity thief is a painful process, but there are some simple steps you can take to fix the problem.
If you’ve ever lost an ATM or credit card, you know it’s not a fun experience losing access to your accounts for a couple of days. Learn what to do if you lose a card.
A recent survey showed that up to 79% of credit reports have some inaccurate information on them, with 25% of errors so major that it would cause the consumer to have a credit application denied. With this many errors, you should regularly review your credit report and request inaccurate information be fixed.
Debt collection can be a stressful process. After a long day at work, do you really want to hear from a debt collector trying to collect on a bill? If you simply don’t have the money to pay the bill, do you want that phone call? Learn how to deal with debt collectors.
Identity theft is rampant – 10 million people reported the crime in 2008. As the crime has increased, so has potential solutions in the marketplace. A variety of insurance and other protection programs have been released the last several years and you should fully research them to make an educated decision before purchasing identity theft insurance.