credit report

Credit Cards and Debt

Disputing Credit Report Errors

A recent survey showed that up to 79% of credit reports have some inaccurate information on them, with 25% of errors so major that it would cause the consumer to have a credit application denied. With this many errors, you should regularly review your credit report and request inaccurate information be fixed.

Credit Cards and Debt / Personal Finance

Dealing with Debt Collectors

Debt collection can be a stressful process. After a long day at work, do you really want to hear from a debt collector trying to collect on a bill? If you simply don’t have the money to pay the bill, do you want that phone call? Learn how to deal with debt collectors.

Credit Cards and Debt / Personal Finance

Exploring Identity Theft Insurance Options

Identity theft is rampant – 10 million people reported the crime in 2008. As the crime has increased, so has potential solutions in the marketplace. A variety of insurance and other protection programs have been released the last several years and you should fully research them to make an educated decision before purchasing identity theft insurance.

Personal Finance

Place a Fraud Alert on Your Credit Report

Identity theft is one of the most frightening buzzwords out there on the waves right now. Once a thief gets a hold of your identity data, he or she can literally run straight away with your credit rating and cause damage that could take years and years to repair. Learn how to place a fraud alert on your credit report.